Rheumatoid Arthritis Disables Business Executive

John suffers from Rheumatoid Arthritis, Osteoarthritis, and demineralization of both hands and both feet, which caused significant limitations in rotation of the hands and feet.  As a result of his symptoms, John was unable to continue working as an Operation Manager for a large New York City property management company.  He came to Riemer Hess seeking assistance with an exit strategy and his applications for disability benefits under his group disability policy through his employer and his Individual LTD Policy he purchased years before.

John met with Mr. Riemer, who helped him devise a plan to stop working and for obtaining the medical documentation necessary to support his claims for disability benefits.  After John retained the firm, the team immediately went to work and gathered all the medical information to substantiate the claim from the inception.  At Mr. Riemer’s recommendation, John obtained a Functional Capacity Evaluation to provide the objective evidence required for a claim where the capacity to ambulate is so important.  All records and reports were submitted and John’s group and New York State STD claims were approved immediately.

After the STD approval and receipt of the Functional Capacity Evaluation, the report was sent to the Group LTD representative along with John’s most recent office visit notes and the latest developments in his case.  The Group LTD carrier then requested an interview with John to better understand his claim.  John, however, who was scheduled for a right hip replacement surgery, fell and fractured his left hip. 

Given John’s hip fracture, Riemer Hess convinced the insurance company to cancel the interview and approve John’s LTD claim. Riemer Hess continues to monitor John’s LTD claim.