Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Joel Zelkowitz

Joel Zelkowitz

Joel Zelkowitz is a Partner at Riemer Hess LLC, where he focuses his practice on long term disability insurance, ERISA disability, and individual disability income claims. He has over 10 years of experience representing policyholders in complex disability insurance claims, appeals, and litigation. Joel regularly represents professionals, executives, physicians, attorneys, and other individuals whose financial security depends on disability insurance benefits. He also handles select long term care appeals involving denied benefits, policy interpretation issues, and challenges to benefit eligibility.

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