Long Term Disability | News & Information | Strategy - Proof

How We Help
Claim Issues
Insights
TBI Center
About Us
212-297-0700

How We Help
Claim Issues
Insights
TBI Center
About Us

Winning Your Long Term Disability Appeal | Strategies and Challenges

Strategy - Medical Evidence Strategy - Proof Strategy - Surveillance Strategy - Appeal a Denial

When you are appealing a denial of benefits the overall challenge is that you need to convince the same private disability insurance company who denied your claim to reverse itself. Not only is it difficult to convince anyone to admit that they were wrong, but here we need to convince an insurer to admit it was wrong when it has a financial incentive not to pay you.

Continue Reading

Neuropsychological Evaluation Tips From a Disability Attorney

Strategy - Medical Evidence Strategy - Proof Strategy - Neuropsychological Evaluation Strategy - Evidence Diagnosis - Cognitive Impairment

Your disability attorney will tell what to expect at your neuropsychological evaluation. Knowing what to expect will decrease any stress or anxiety you have about undergoing the testing.

The most common questions are answered below to help prepare you for your upcoming evaluation.

Continue Reading

How Occupational Evidence Can Make or Break Your Long Term Disability Claim

Occupational Analysis Tools Strategy - Proof Travel Own Occupation Any Occupation Strategy - Vocational Evidence Definition of Disability

Proving that you have reduced functional capacity and can't work is only part of the required proof you need to win long term disability benefits. You also must establish that you are unable to satisfy the functional requirements of the occupational standard in the policy.

Continue Reading

How Can a Vocational Assessment Help Prove a Long Term Disability Claim?

Vocational Assessment Strategy - Proof Vocational Testing Any Occupation Strategy - Vocational Evidence Strategy - Evidence Strategy - Vocational Assessment

A vocational assessment can provide a detailed, expert opinion that explains why your disability prevents you from working.

A vocational expert can achieve this by: (1) providing an accurate and comprehensive description of your job responsibilities; (2) highlighting the skills and abilities necessary to perform your job successfully; (3) clearly explaining your inability to meet particular work demands; and (4) providing an expert conclusion as to whether you can perform your own occupation or any other occupation.

Continue Reading

Winning Your Long Term Disability Claim: The Importance of Medical Evidence

Strategy - Medical Evidence Strategy - Proof Strategy - Treating Physicians

In theory, the insurance company is supposed to consider each and every piece of evidence submitted in connection with your disability claim. In reality, the medical evidence tends to steal the show. Why is that?

Continue Reading

About Riemer Hess

Riemer Hess LLC is a national disability insurance law firm based in New York City. Our practice centers on long term disability and individual disability insurance claims for claimants and plaintiffs, including ERISA group LTD policies and private IDI policies. We also handle select long term care and life insurance matters where our insurance claim experience can help protect clients’ rights to benefits.

For over 30 years, we’ve represented professionals and executives nationwide in disability insurance claims, appeals, litigation, and benefit protection. We’ve litigated more ERISA disability cases in the Southern District of New York than any other plaintiff’s LTD firm, and our attorneys authored ERISA Disability Claims and Litigation, a legal textbook published by James Publishing.

We are Preferred Attorneys to the Brain Injury Association of America and have handled over 100 traumatic brain injury long term disability matters. We regularly represent clients with TBI, neurological disorders, complex spinal conditions, chronic pain, and other serious medical conditions affecting cognition, mobility, stamina, pain levels, and the ability to sustain work.

We also collaborate with disability and health advocacy organizations, including the U.S. Pain Foundation, to provide educational resources on chronic pain and disability insurance claims.

Clients trust us for our empathy, responsiveness, legal skill, and focused experience in LTD and IDI insurance claims.