Info Library

You had Covid-19, and you thought you were recovered from it by now.  But you continue to suffer from lingering symptoms that make it difficult to work.  You are considering going out on disability, but first you want to know if your disability insurance policy covers "Long Covid" or Covid Long Haulers.

Long Covid symptoms can be serious and debilitating. Many who suffer from this condition find that they are no longer able to work as a result.

Does long term disability insurance cover Covid Long Haulers and Long Covid? And how do you prove disability for Covid Long Haulers and Long Covid? We'll discuss the answers to those questions below.

Fatigue is one of the most common—and also one of the most difficult—symptoms to prove in a long term disability (“LTD”) claim. Whether it’s caused by Chronic Fatigue Syndrome, fibromyalgia, Long COVID, autoimmune disease, or another chronic condition, fatigue often lacks clear test results or visible signs. Because of that, insurance companies frequently question its severity or deny these claims altogether.

Below we’ll answer commons questions on building a strong LTD claim when fatigue is your primary disabling symptom.

If you’re experiencing chronic dizziness, vertigo, or balance problems that make it hard to function at work, you may be wondering whether you qualify for long term disability benefits. Vestibular dysfunction is often misunderstood by disability insurers because its symptoms can be invisible, unpredictable, and difficult to document through standard testing. Yet for many professionals, these symptoms are anything but mild. They interfere with concentration, mobility, and the ability to perform even routine job tasks.

Below we’ll explain how vestibular dysfunction may qualify for long term disability and what evidence is most effective in building a strong LTD claim.

A brain cancer diagnosis can upend every part of your life—including your ability to work. Between the effects of the tumor itself and the harsh side effects of treatment, many people with brain cancer find it impossible to maintain a full-time job. If this is your situation, long term disability (“LTD”) benefits can provide crucial financial support.

But navigating an LTD claim for brain cancer isn’t easy. Insurance companies often scrutinize these claims closely, especially when symptoms are cognitive rather than physical. This guide explains what you need to know about qualifying for LTD benefits with brain cancer, the evidence you’ll need, and how an experienced disability attorney can help protect your rights. 

If you’ve been diagnosed with Chiari malformation and are struggling to continue working, you may be wondering whether long term disability benefits can offer the support you need.  Chiari malformation is a complex neurological condition that can cause a wide range of symptoms, from debilitating headaches and dizziness to fatigue and cognitive difficulties.  These symptoms can make it impossible to maintain a full-time job, especially in roles that demand mental focus, physical stamina, or both.

However, getting long term disability benefits for Chiari malformation isn’t always straightforward.  Insurance companies often dispute the seriousness of the condition or misclassify it, denying claims or cutting off benefits prematurely.

Below we’ll answer common questions about what you need to know about filing, proving, and protecting a long term disability claim for Chiari malformation.