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If your long term disability benefits have been denied or terminated, you may be feeling overwhelmed and unsure of what to do next. One of the most important things to understand is that you have a limited time to file an appeal. Whether your claim falls under ERISA (the federal law that governs most employer-sponsored disability plans) or is based on a private policy, the appeal process is often your last and best chance to secure the benefits you deserve without going to court.
If you’re navigating a claim denial, understanding your rights and how to protect them can make all the difference. Below we’ll answer common questions about long term disability appeal deadlines and why it’s so important to make your appeal count.
