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Long Covid and Long Term Disability Benefits: How to Prove Your Claim

You had Covid-19, and you thought you were recovered from it by now. But you continue to suffer from lingering symptoms that make it difficult to work. You are considering going out on disability, but first you want to know if your disability insurance policy covers "Long Covid" or Covid Long Haulers.

Long Covid symptoms can be serious and debilitating. Many who suffer from this condition find that they are no longer able to work as a result.

Does long term disability insurance cover Covid Long Haulers and Long Covid? And how do you prove disability for Covid Long Haulers and Long Covid? We'll discuss the answers to those questions below.

Even after the worst initial symptoms of COVID-19 have subsided, many COVID-19 patients experience lingering, often debilitating symptoms that could result in long term disability. The term “long haulers” has been used to describe those still coping with COVID-19 symptoms long after their first diagnosis. The number of COVID-19 long haulers could already be in the hundreds of thousands, as experts estimate as many as 10% of COVID-19 patients will classify as long haulers. Many may qualify for long term disability benefits.

Below we will examine the disabling symptoms commonly reported by long haulers, as well as how to determine whether you may be eligible for long term disability benefits if you are a COVID-19 long hauler.

About Riemer Hess

Riemer Hess LLC is a national disability insurance law firm based in New York City. Our practice centers on long term disability and individual disability insurance claims for claimants and plaintiffs, including ERISA group LTD policies and private IDI policies. We also handle select long term care and life insurance matters where our insurance claim experience can help protect clients’ rights to benefits.

For over 30 years, we’ve represented professionals and executives nationwide in disability insurance claims, appeals, litigation, and benefit protection. We’ve litigated more ERISA disability cases in the Southern District of New York than any other plaintiff’s LTD firm, and our attorneys authored ERISA Disability Claims and Litigation, a legal textbook published by James Publishing.

We are Preferred Attorneys to the Brain Injury Association of America and have handled over 100 traumatic brain injury long term disability matters. We regularly represent clients with TBI, neurological disorders, complex spinal conditions, chronic pain, and other serious medical conditions affecting cognition, mobility, stamina, pain levels, and the ability to sustain work.

We also collaborate with disability and health advocacy organizations, including the U.S. Pain Foundation, to provide educational resources on chronic pain and disability insurance claims.

Clients trust us for our empathy, responsiveness, legal skill, and focused experience in LTD and IDI insurance claims.

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