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Riemer Hess has over 25 years of experience fighting long term disability insurance companies on behalf of our clients.  We have won long term disability claims, appeals, and litigations with all of the major disability insurance companies.  Through this experience, we've learned the tactics each insurance company uses when evaluating long term disability claims and how to overcome them to secure benefits.

Below you can find more information about our strategies for securing benefits from disability insurers, including Cigna, Guardian, Hartford, Lincoln Financial, MetLife, Northwestern Mutual, Prudential, SunLife, and Unum.  Feel free to ask us about our experience with other insurers.  We have dealt with all of the major ones, and even many of the lesser known ones.

On August 5, 2009, the Federal District Court in New York City ordered INA Life Insurance Company of New York, a subsidiary of CIGNA, to pay our client $180,466.60 in attorney fees. This award follows a battle for long term Attorney Lawyer New York disability benefits, where the Court found that CIGNA's denial of long term disability benefits was arbitrary and capricious.

If CIGNA, or one of its subsidiaries, denies your long term disability claim, you should send a request to CIGNA demanding a copy of its claims manual. You should ask for it by name; CIGNA calls its claims manual "The Book of Operating Knowledge."