HR2622 is an important Bill before Congress that deserves and needs your support. Any attorney representing claimants in long term disability cases could tell you that the playing field is slanted in favor of insurance companies. This is because in most cases under existing law an insurer's denial of disability benefits will be overturned by a Court only if the Court finds that the insurer's denial was arbitrary and capricious. Instead of looking at the evidence fairly, the Court will give the insurer's denial deference. Therefore, in order to win it is not just a question of proving that you are disabled, you must establish that the insurer's denial was arbitrary. This is extremely difficult to establish.