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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Strategy - Appeal a Denial

Winning Your Long Term Disability Appeal | Strategies and Challenges

Strategy - Medical Evidence Strategy - Proof Strategy - Surveillance Strategy - Appeal a Denial

When you are appealing a denial of benefits the overall challenge is that you need to convince the same private disability insurance company who denied your claim to reverse itself.  Not only is it difficult to convince anyone to admit that they were wrong, but here we need to convince an insurer to admit it was wrong when it has a financial incentive not to pay you. 

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Long Term Disability Appeals | The Basics

Strategy - Appeal a Denial

You’ve applied for Long Term Disability benefits and your claim was denied, or your LTD claim was initially approved, but the insurer terminated your benefits after a certain number of months or years. What is your next step?  As annoyed as you may be, you unfortunately cannot just sue the insurance company.  The federal law known as ERISA requires that you first appeal the insurer’s adverse determination.  

At Riemer Hess, our disability insurance attorneys know what is necessary for a successful appeal. We prepare appeals as if they were cases in court.  We have found that if you submit a comprehensive appeal, you show the insurer you are serious and have a better chance to win.  We are aggressive in our appeal approach, and will help you obtain the proof you need to counteract the private disability insurance company’s reasons for the denial and to prove you are unable to work in your own or any occupation.

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How to Appeal a Denied Individual Disability Insurance Claim

Strategy - Appeal a Denial Individual Policies

Appeals Strategy

When you hire the disability attorneys at Riemer Hess, we sit down with you and formulate a customized strategy for appealing your claim denial. We listen to your needs and concerns and try to make the process as easy and stress-free as possible. Although every client and claim is different, there are certain strategies we follow for every appeal.

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How Our Disability Lawyers Win Long Term Disability Appeals

Strategy - Appeal a Denial

Are you afraid your ERISA insurance company will arbitrarily deny your appeal?  At Riemer Hess, our New York disability lawyers help our professional and executive clients navigate the complex appeals process and protect their rights.

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Long Term Disability Appeal | Top Five Tips

Strategy - Appeal a Denial Strategy - Claim File Strategy - Appeal Rebuttal Strategy - Appeal Peer Reviewer

You may only get one shot to win your long term disability appeal.  Don’t make the mistake of filing it without the advise of a skilled long term disability attorney.

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