You’ve applied for Long Term Disability benefits and your claim was denied, or your LTD claim was initially approved, but the insurer terminated your benefits after a certain number of months or years. What is your next step?  As annoyed as you may be, you unfortunately cannot just sue the insurance company.  The federal law known as ERISA requires that you first appeal the insurer’s adverse determination.  

At Riemer Hess, our disability insurance attorneys know what is necessary for a successful appeal. We prepare appeals as if they were cases in court.  We have found that if you submit a comprehensive appeal, you show the insurer you are serious and have a better chance to win.  We are aggressive in our appeal approach, and will help you obtain the proof you need to counteract the private disability insurance company’s reasons for the denial and to prove you are unable to work in your own or any occupation.

Appeals are staffed by a paralegal, an associate attorney, and Mr. Riemer. The appeal process begins with a thorough review of the claim denial. Mr. Riemer will conduct this review and discuss it with you. A strategy for fighting the denial will be established. The paralegal will interface with you, your employer, your witnesses, your doctors and the insurance company to make sure all relevant evidence is gathered.

Appeals Strategy

When you hire the disability attorneys at Riemer Hess, we sit down with you and formulate a customized strategy for appealing your claim denial. We listen to your needs and concerns and try to make the process as easy and stress-free as possible. Although every client and claim is different, there are certain strategies we follow for every appeal.

Are you afraid your ERISA insurance company will arbitrarily deny your appeal?  At Riemer Hess, our New York disability lawyers help our professional and executive clients navigate the complex appeals process and protect their rights.

You may only get one shot to win your long term disability appeal.  Don’t make the mistake of filing it without the advise of a skilled long term disability attorney.