Here are 5 do's and don'ts to help win your long term disability claim.

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Here are 5 do's and don'ts to help win your long term disability claim.
You’ve suffered an injury or experienced the progression or exacerbation of a sickness or illness that makes it difficult, if not impossible, for you to complete your job duties. You have Long Term Disability coverage through an individual policy that you purchased yourself, a group policy issued by an insurer to your employer, or both. Now you need to apply for benefits.
When you retain Riemer Hess, we will sit down with you and formulate a customized strategy for exiting from work and filing your disability claim. We listen to your needs and concerns and try to make the process as easy and stress-free as possible. Although every client and claim is different, there are certain strategies we follow for every client.
Not being able to work is daunting. We understand. There’s so much at stake for you, your family, and your future. As a result, many people feel overwhelmed by the paperwork and the process. Our lawyers are here to help and assist you with filing a disability claim.
A strong Long Term Disability (“LTD”) application will increase your chances of approval and help you avoid a costly appeal. Unfortunately, many unrepresented LTD applicants unknowingly submit weak or flawed applications. Below are the most common mistakes made by unrepresented LTD applicants.
Riemer Hess LLC is a national disability insurance law firm based in New York City. Our practice centers on long term disability and individual disability insurance claims for claimants and plaintiffs, including ERISA group LTD policies and private IDI policies. We also handle select long term care and life insurance matters where our insurance claim experience can help protect clients’ rights to benefits.
For over 30 years, we’ve represented professionals and executives nationwide in disability insurance claims, appeals, litigation, and benefit protection. We’ve litigated more ERISA disability cases in the Southern District of New York than any other plaintiff’s LTD firm, and our attorneys authored ERISA Disability Claims and Litigation, a legal textbook published by James Publishing.
We are Preferred Attorneys to the Brain Injury Association of America and have handled over 100 traumatic brain injury long term disability matters. We regularly represent clients with TBI, neurological disorders, complex spinal conditions, chronic pain, and other serious medical conditions affecting cognition, mobility, stamina, pain levels, and the ability to sustain work.
We also collaborate with disability and health advocacy organizations, including the U.S. Pain Foundation, to provide educational resources on chronic pain and disability insurance claims.
Clients trust us for our empathy, responsiveness, legal skill, and focused experience in LTD and IDI insurance claims.
Riemer Hess LLC
110 East 42nd Street
Suite 1418
New York, New York 10017
Prior results do not guarantee future outcomes. Nothing on this website constitutes legal advice.