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Hearing loss can be a life-altering condition that deeply impacts your life and ability to work, often in ways that are not immediately visible.  If you experience hearing impairment, securing long term disability (“LTD”) benefits can be essential for financial stability when your condition makes it difficult—or even impossible—to continue working.  However, navigating an LTD claim for hearing loss can be challenging, as insurers frequently question the severity of the impairment, the effectiveness of assistive devices, and your ability to adapt to other types of work.

Below we’ll explore common obstacles that those with hearing loss face when seeking LTD benefits and strategies to overcome these insurer denial tactics.  Whether you’re preparing to file an LTD claim or are in the process of appealing a denial, understanding these common challenges and solutions can increase your chances of securing the disability benefits you’re entitled to.

Acoustic neuroma (also known as vestibular schwannoma) is a benign tumor found on the vestibular nerve, which leads to your brain from your inner ear.  Since the vestibular nerve helps control your balance and hearing, the pressure caused by an acoustic neuroma can cause significant hearing loss, ringing (tinnitus), dizziness, and balance issues.  Many who suffer from an acoustic neuroma find they can no longer work as a result of their symptoms.

Here’s what you need to know before filing your long term disability claim for an acoustic neuroma.

In order to qualify for disability benefits for either a diminished ability to see or hear, your impairment must be significantly advanced.  You may find it in your best interests to hire our New York disability insurance attorneys if you are completing an initial application or appealing a denied claim.