If you're finding it difficult to function in your job because of diabetes, now might be the time to consider a claim for long term disability benefits. Our New York disability attorneys at Riemer & Associates can review your policy with you and help you assess your eligibility. If the time is right, our disability lawyers can help you plan your exit from work and prepare your claim.
Diabetes can be a disabling disease. However, you will not qualify for long term disability benefits on the strength of your diagnosis alone. You will need to support your claim with convincing evidence that you are “disabled” as defined by your LTD policy. You may have to prove that you can no longer do your usual occupation or you may have to prove you cannot perform any occupation to which you are reasonably suited, a more demanding standard. Since many individuals with diabetes are able to work until retirement, the challenge will be educating your insurer about how your case is different.