Info Library

Have questions? Find answers.

The Info Library

Welcome!  The Info Library is an internet-based resource that addresses in one place your questions and concerns about disability benefits, disability insurers, your illness, your occupation, and filing a claim, appeal or litigation.  In other words, a "Wikipedia" for disability claims.  If you would like to automatically receive new posts, please subscribe below.

 

 

Category: Illnesses

How Long COVID Sufferers Can Qualify for Long Term Disability Benefits

Illnesses Strategy - CPET Testing

On July 26, 2021, the Departments of Justice and Health and Human Services issued new guidance categorizing long COVID as a qualifying disability under the Americans with Disabilities Act (“ADA”).

Below, we discuss the impact this guidance will have on long term disability benefits for COVID long haulers.

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What's the best strategy for my long term disability claim?

Illnesses Attorney Illness

Filing for and maintaining your long term disability insurance benefits can be a confusing and complicated process.  Wherever you are in the process, there is a lot to consider.

With so much at stake, it is essential to handle your disability claim correctly to avoid delays, obstacles, and benefit denials.  Careful strategic planning is key.

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CPET and Disability: How This Testing Can Help You Win Disability Benefits

Illnesses Strategy - CPET Testing

Cardiopulmonary exercise testing (known as “CPET”) can be useful for substantiating long term disability insurance claims.  The CPET is particularly recommended for conditions that cause fatigue as a major symptom.

Fatigue is commonly self-reported by claimants rather than objectively tested by their doctors.  Consequently, your insurance company may consider your reported fatigue as “subjective”.  Disability claims with subjective symptoms are more highly scrutinized and at higher risk of denial.

The CPET can provide evidence of your exertional limitations.  These objective results can help prove your disability to your insurance company.

Read below to learn more about the CPET and how it may help your disability claim.

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How Does My Illness or Injury Impact My Disability Claim?

Illnesses Attorney Illness

Figuring out whether you have a viable long term disability or ERISA claim isn't easy, particularly in the world of COVID-19.  How do you know whether your symptoms are disabling enough?  Is it possible to predict how your claim will be evaluated? 

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Can You Get Long Term Disability for an Anxiety Disorder?

Illnesses Mental Illness

Everyone experiences anxiety from time to time – but those who suffer from anxiety disorders know firsthand how paralyzing it can be to function day-to-day. If you’ve been diagnosed with an anxiety disorder, your symptoms may significantly interfere with your ability to perform your job duties.

You may consider filing a long term disability insurance claim due to your anxiety.

Here’s what you need to know before filing your long term disability claim for an anxiety disorder.

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