Info Library

Figuring out whether you have a viable long term disability or ERISA claim isn't easy.  How do you know whether your symptoms are disabling enough?  Is it possible to predict how your claim will be evaluated? 

Everyone experiences anxiety from time to time – but those who suffer from anxiety disorders know firsthand how paralyzing it can be to function day-to-day. If you’ve been diagnosed with an anxiety disorder, your symptoms may significantly interfere with your ability to perform your job duties.

You may consider filing a long term disability insurance claim due to your anxiety.

Here’s what you need to know before filing your long term disability claim for an anxiety disorder.

Multіple chemical sensitivity (also known as MCS, Chemical Injury, Chemical Sensitivity, Environmental Illness, and Multiple Allergy) is a severe intolerance to even low levels of chemicals. People who have MCS experience strong symptoms when exposed to everyday chemicals such as perfumes, gasoline, smoke, and household cleaning products.

The symptoms of MCS can be extremely serious and lead to long term disability.  Below, we'll discuss how MCS prevents people from working and strategies for filing an MCS disability claim.

Because obsessive-compulsive disorder (OCD) is more often characterized as a mental illness rather than physical, it can make getting disability approval more complicated. Your insurance company may limit or deny you your benefits unless you’re able to prove a physiological cause for your condition. Here’s what you need to know before filing your claim for OCD.

Given that Leukemia is a very serious cancer, you would think approval of long term disability insurance benefits would be a simple process. However, to receive benefits your claim must still be supported by sufficient medical evidence and proof of appropriate treatment. Below we’ll outline what steps you can take to improve your chances of approval for benefits.