Info Library

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The Info Library

Welcome!  The Info Library is an internet-based resource that addresses in one place your questions and concerns about disability benefits, disability insurers, your illness, your occupation, and filing a claim, appeal or litigation.  In other words, a "Wikipedia" for disability claims.  If you would like to automatically receive new posts, please subscribe below.

 

 

Category: Insurers - Hartford

About Your Insurer

Insurers Sun Life Hartford CIGNA MetLife AIG Guardian Principal Mass Mutual Lincoln Life First Reliance AXA-Equitable Northwestern Mutual

Riemer Hess has over 25 years of experience fighting long term disability insurance companies on behalf of our clients.  We have won long term disability claims, appeals, and litigations with all of the major disability insurance companies.  Through this experience, we've learned the tactics each insurance company uses when evaluating long term disability claims and how to overcome them to secure benefits.

Below you can find more information about our strategies for securing benefits from common disability insurers.  Feel free to ask us about our experience with other insurers if you do not see yours below.  We have dealt with all of the major insurers and many of the lesser-known ones.

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Northwestern Mutual Disability Attorneys

Hartford

 

Northwestern Mutual is one of the major disability insurance companies in the U.S., providing long term disability coverage for millions of claimants.  Many of our clients first came to us after experiencing difficulty getting approved for their long term disability benefits through Northwestern Mutual.  Unfortunately, like all disability insurers, Northwestern Mutual is motivated to deny and terminate benefits to increase their profits.  See Metro. Life Ins. Co. v. Glenn, 554 U.S. 105, 115 (2008).

At Riemer Hess, we’ve successfully won long term disability benefits for hundreds of our clients from Northwestern Mutual.  Below we’ll explain the common tactics Northwestern Mutual uses to deny disability claims and what strategies work best against Northwestern Mutual.

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Hartford Disability Attorneys

Hartford

Hartford is the fourth largest disability insurance company in the U.S., growing even larger after its acquisition of Aetna in 2017.  Like all disability insurers, Hartford is motivated to deny benefits to its claimants to increase their profit margins.  See Metro. Life Ins. Co. v. Glenn, 554 U.S. 105, 115 (2008).  When filing a long term disability claim with Hartford, you are likely to face scrutiny from their representatives who will look for any justification to reject your claim.

Riemer Hess regularly wins fights against Hartford on behalf of our clients.  We understand how Hartford operates when evaluating disability claims and how to build a strategy to secure your benefits.  Below we will discuss the common tactics Hartford uses to deny disability claims and what strategies work best against Hartford.

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Guardian Disability Attorneys

Hartford

Guardian Life is a Fortune 500 company and one of the biggest disability insurers in the U.S.  Like all disability insurers, Guardian has an inherent conflict of interest that incentivizes it to reject disability claims.  See Metro. Life Ins. Co. v. Glenn, 554 U.S. 105, 115 (2008).  When you’re filing, appealing, or litigating a long term disability claim with Guardian, it’s important to understand how to avoid the common traps Guardian uses to deny or terminate benefits.

Riemer Hess has successfully handled many disability claims, appeals, and litigations with Guardian for our clients.  We understand the tactics Guardian employs to deny paying out benefits for its claimants and have developed proven strategies to combat these methods.  Below we’ll discuss the common tactics Guardian uses to deny disability claims and how Riemer Hess can help you maximize your chances to win benefits from Guardian.

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MetLife Disability Attorneys

Hartford

 

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