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Riemer Hess has over 25 years of experience fighting long term disability insurance companies on behalf of our clients.  We have won long term disability claims, appeals, and litigations with all of the major disability insurance companies.  Through this experience, we've learned the tactics each insurance company uses when evaluating long term disability claims and how to overcome them to secure benefits.

Below you can find more information about our strategies for securing benefits from common disability insurers.  Feel free to ask us about our experience with other insurers if you do not see yours below.  We have dealt with all of the major insurers and many of the lesser-known ones.

Lincoln Financial is a Fortune 200 company and one of the largest disability insurers in the United States.  Lincoln Financial also acquired Liberty Mutual in 2018 in a billion-dollar deal, further expanding its business.  Like all private disability insurers, Lincoln Financial has profit incentives to deny and terminate disability claims.  See Metro. Life Ins. Co. v. Glenn, 554 U.S. 105, 115 (2008).

Riemer Hess has helped hundreds of clients secure their disability benefits from Lincoln Financial.  We understand what tactics Lincoln Financial uses to deny claims.  Below we’ll discuss these tactics, as well as what strategies work best against Lincoln Financial.