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The Disability Wiki

Welcome!  The Disability Wiki is an internet-based resource that addresses in one place your questions and concerns about disability benefits, disability insurers, your illness, your occupation, and filing a claim, appeal or litigation.  In other words, a "Wikipedia" for disability claims.  If you would like to automatically receive new posts, please subscribe below.

 

 

Category: Strategy

Can You Collect Both SSD and Long Term Disability (“LTD”) Benefits?

Strategy

Yes. The LTD benefit will typically just be offset and reduced by the SSD benefit, while crediting any SSD attorney fee award first.

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COVID-19 Long Term Disability FAQs

Strategy Strategy - COVID-19

[Updated May 5, 2020]  

COVID-19 has created significant uncertainty surrounding group short and long term disability insurance benefits.  Get answers about from NYC's top long term disability attorneys below.

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Can I File a Long Term Disability Claim If I Get Fired or Laid Off?

Strategy Policies Strategy - Leave Work Protected Coverage

Often, people suffering from serious medical conditions will attempt to work beyond the point of being unable to successfully fulfill their job duties. While commendable, this mindset of working through your declining health can backfire if you get terminated or laid off.  Many people ask, “Can I still file a long term disability claim through my employer if I get terminated?”

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Five Ways to Win Your Long Term Disability Appeal

Strategy Strategy - Appeal a Denial

You must strategize to win your long term disability appeal under ERISA. One misstep is all it takes to result in a final denial necessitating litigation. These five steps will help you plan to win your long term disability appeal.  

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Is Your Disability Insurer Monitoring Your Social Media? [Insider Tips]

Strategy Strategy - Surveillance

It’s becoming increasingly common for long term disability insurers to spy on claimants’ social media accounts. Accessing social media accounts is generally an easy and inexpensive for insurers to get personal information about disabled claimants and their activities. Many social media profiles contain vast amounts of personal information from which the insurer may draw negative conclusions.

Unfortunately, it works. Every year, the insurance companies save money by denying claims based on evidence obtained during social media searches.

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leave work protected nyc long term disability attorney

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