Disability Wiki.

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The Disability Wiki

Welcome!  The Disability Wiki is an internet-based resource that addresses in one place your questions and concerns about disability benefits, disability insurers, your illness, your occupation, and filing a claim, appeal or litigation.  In other words, a "Wikipedia" for disability claims.  If you would like to automatically receive new posts, please subscribe below.

 

 

Category: Strategy

A Disability Attorney Can Protect Your Long Term Disability Benefits

Strategy Strategy - Maintain Benefits

Your long term disability benefits have been approved.  Now what?  Unfortunately, an approval of benefits by disability insurance companies does not guarantee continued benefit payments.  The insurer will periodically monitor your claim to ensure you continue to satisfy the definition of disability under the terms of the policy.  During this time period, the disability insurance company will request and review updated information regarding your claim.

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4 Insider Tips to Avoid Termination of Your Disability Benefits

Strategy Strategy - Maintain Benefits

When you hire the disability attorneys at Riemer Hess, we sit down with you and formulate a customized strategy for monitoring and maintaining your disability benefits. We listen to your needs and concerns and make the process as easy and stress-free as possible. Although every client and claim is different, there are certain strategies we follow in monitoring every benefit.

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How Our Disability Attorneys Will Protect Your Disability Benefits

Strategy Strategy - Maintain Benefits

When you retain disability insurance attorneys at Riemer Hess, we assist you every step of the way, taking the burden off of your shoulders. We complete the process in the most cost-efficient manner, always with a mind to reducing the burden on you, both financially and emotionally.  Here are some of the things we will do for you:

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Winning Your Long Term Disability Appeal | Strategies and Challenges

Strategy Strategy - Appeal a Denial

When you are appealing a denial of benefits the overall challenge is that you need to convince the same private disability insurance company who denied your claim to reverse itself.  Not only is it difficult to convince anyone to admit that they were wrong, but here we need to convince an insurer to admit it was wrong when it has a financial incentive not to pay you. 

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Long Term Disability Appeals | The Basics

Strategy Strategy - Appeal a Denial

You’ve applied for Long Term Disability benefits and your claim was denied, or your LTD claim was initially approved, but the insurer terminated your benefits after a certain number of months or years. What is your next step?  As annoyed as you may be, you unfortunately cannot just sue the insurance company.  The federal law known as ERISA requires that you first appeal the insurer’s adverse determination.  

At Riemer Hess, our disability insurance attorneys know what is necessary for a successful appeal. We prepare appeals as if they were cases in court.  We have found that if you submit a comprehensive appeal, you show the insurer you are serious and have a better chance to win.  We are aggressive in our appeal approach, and will help you obtain the proof you need to counteract the private disability insurance company’s reasons for the denial and to prove you are unable to work in your own or any occupation.

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