Here are 5 do's and don'ts to help win your long term disability claim.
Here are 5 do's and don'ts to help win your long term disability claim.
You’ve suffered an injury or experienced the progression or exacerbation of a sickness or illness that makes it difficult, if not impossible, for you to complete your job duties. You have Long Term Disability coverage through an individual policy that you purchased yourself, a group policy issued by an insurer to your employer, or both. Now you need to apply for benefits.
When you retain Riemer Hess, we will sit down with you and formulate a customized strategy for exiting from work and filing your disability claim. We listen to your needs and concerns and try to make the process as easy and stress-free as possible. Although every client and claim is different, there are certain strategies we follow for every client.
Strategy Strategy - Medical Evidence Strategy - Functional Capacity Evaluation
When you file a long term disability insurance claim or appeal a denial, your insurance company will expect strong evidence supporting the restrictions and limitations your medical condition imposes. More specifically, your insurance company will want to know how your condition prevents you from working the job you had. This is where a Functional Capacity Evaluation (also known as an “FCE”) can be instrumental to receiving your disability benefits.
Below we will answer common questions about undergoing a functional capacity evaluation for a disability claim.
