Welcome! The Info Library is an internet-based resource that addresses in one place your questions and concerns about disability benefits, disability insurers, your illness, your occupation, and filing a claim, appeal or litigation. In other words, a "Wikipedia" for disability claims. If you would like to automatically receive new posts, please subscribe below.
When you are appealing a denial of benefits the overall challenge is that you need to convince the same private disability insurance company who denied your claim to reverse itself. Not only is it difficult to convince anyone to admit that they were wrong, but here we need to convince an insurer to admit it was wrong when it has a financial incentive not to pay you.
You’ve applied for Long Term Disability benefits and your claim was denied, or your LTD claim was initially approved, but the insurer terminated your benefits after a certain number of months or years. What is your next step? As annoyed as you may be, you unfortunately cannot just sue the insurance company. The federal law known as ERISA requires that you first appeal the insurer’s adverse determination.
At Riemer Hess, our disability insurance attorneys know what is necessary for a successful appeal. We prepare appeals as if they were cases in court. We have found that if you submit a comprehensive appeal, you show the insurer you are serious and have a better chance to win. We are aggressive in our appeal approach, and will help you obtain the proof you need to counteract the private disability insurance company’s reasons for the denial and to prove you are unable to work in your own or any occupation.
Are you afraid your ERISA insurance company will arbitrarily deny your appeal? At Riemer Hess, our New York disability lawyers help our professional and executive clients navigate the complex appeals process and protect their rights.
Here are 5 do's and don'ts to help win your long term disability claim.
You’ve suffered an injury or experienced the progression or exacerbation of a sickness or illness that makes it difficult, if not impossible, for you to complete your job duties. You have Long Term Disability coverage through an individual policy that you purchased yourself, a group policy issued by an insurer to your employer, or both. Now you need to apply for benefits.
Riemer Hess LLC, is a firm of ERISA and long term disability attorneys headquartered in New York City. For over 25 years, we have built a thriving practice and national reputation based on our unwavering commitment to protecting and fighting for people with disabilities. We have obtained hundreds of millions of dollars in benefits, settlements, and judgments.
Riemer Hess LLC
275 Madison Avenue
26th Floor
New York, New York 10016
