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Hearing loss can be a life-altering condition that deeply impacts your life and ability to work, often in ways that are not immediately visible.  If you experience hearing impairment, securing long term disability (“LTD”) benefits can be essential for financial stability when your condition makes it difficult—or even impossible—to continue working.  However, navigating an LTD claim for hearing loss can be challenging, as insurers frequently question the severity of the impairment, the effectiveness of assistive devices, and your ability to adapt to other types of work.

Below we’ll explore common obstacles that those with hearing loss face when seeking LTD benefits and strategies to overcome these insurer denial tactics.  Whether you’re preparing to file an LTD claim or are in the process of appealing a denial, understanding these common challenges and solutions can increase your chances of securing the disability benefits you’re entitled to.

Ménière's Disease (also called endolymphatic hydrops) is a serious vestibular disorder that can significantly impact balance and hearing.  Individuals with Ménière's Disease may experience episodic vertigo, balance issues, headaches, dizziness, tinnitus, and hearing loss.  The symptoms can be exhausting and disorienting, often resulting in long term disability.  Unfortunately, there is no known cure.  Here’s what you need to know before filing your long term disability claim for Ménière's Disease.