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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Strategy - Apply for Benefits

Precautions To Take To Avoid Long Term Disability Fraud

Strategy Strategy - Apply for Benefits

There are several ways you can avoid long term disability claim fraud.  Before filing an LTD claim, ensure you fully understand your policy.  Be attentive to deadlines, definitions, premiums, and waiting periods.  Typically the policy will impose a deadline within which to file your claim.  If you miss that deadline, the insurer/employer who provides your policy will likely deny the claim.  Read more below.

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How to File a Successful Long Term Disability Claim

Strategy Strategy - Apply for Benefits Strategy - Leave Work Protected Strategy - Claim Forms

The insurer’s administrative processes are not just a necessary step in your long term disability claim, but often set the stage for whether your claim will be successful in any subsequent litigation.  They also present a valuable opportunity to bolster your chances of success, both during the administrative process and in litigation.

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Can You Be Fired While on Disability Leave?

Strategy Strategy - Apply for Benefits Strategy - STD Strategy - Leave Work Protected Strategy - Termination of Employment

If you suffer an injury outside the workplace that prevents you from performing the duties of your job, you are likely concerned about keeping your job while you heal from your injury.  If you are pregnant or have just given birth, you are likely to have similar concerns.

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Seven Facts About Filing for ERISA Disability Benefits

Strategy - Apply for Benefits Strategy - Leave Work Protected Strategy - Benefit Value Definition of Disability

If your employer provides a long term disability plan under ERISA and you suffer from a condition that disables you from work, it's important to get the facts about filing a claim.  Our skilled New York ERISA disability lawyers can discuss some of the most important things you need to know.

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9 Common Mistakes in Long-Term Disability Insurance Applications

Strategy Strategy - Apply for Benefits Strategy - Evidence Strategy - Claim Forms

To obtain long term disability (LTD) benefits, you must persuade the insurer that you meet the standard of disability in your policy or plan. Typically, you must prove that you cannot perform the material duties of your regular occupation. The insurer will rely heavily on your application and supporting materials to make its decision. A thorough, timely application significantly increases your chances of success.

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