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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Strategy - Apply for Benefits

Factors That Jeopardize Long-Term Disability Benefits in NY

Strategy Strategy - Apply for Benefits Strategy - Maintain Benefits

If you qualified for and receive long term disability benefits in NY from your employer, this can represent a significant source of financial relief during your absence from work. However, there are still certain events that can put your benefits in jeopardy.

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Who is Eligible for Long Term Disability?

Policies Strategy - Apply for Benefits Strategy - Leave Work Protected Eligibility

Having insurance of any sort is an interesting proposition. Whether required by law or optional or whether it's provided by one’s employer or purchased privately, most people acquire various policies protecting different interests all with the hope of never having to be in the position of needing the benefits the policy coverage provides. However, as obvious as it may seem to the person making a claim for long term disability benefits that they are disabled and cannot work, it is the insurance carrier who makes that decision.  As our NY disability attorneys can attest, many claimants are surprised to learn that they have had their claim denied.

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How a Symptom Diary Can Strengthen Your Long Term Disability Claim

Strategy Strategy - Apply for Benefits Strategy - Evidence

Young tired man sitting at the table with laptop at homeIf you are filing a long term disability claim, one of the most important issues is proving how your symptoms affect your ability to work. A diagnosis alone is usually not enough. Your insurer will want evidence showing that your condition prevents you from performing the duties of your occupation on a consistent basis.

One of the most effective ways to document your limitations is by keeping a detailed symptom diary. A well-maintained symptom journal can help support your credibility, strengthen your medical records, and provide important evidence for your long term disability claim. 

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