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“Mark “was a technical support analyst for a leading financial institution when he was diagnosed with severe obstructive sleep apnea.  Mark began to experience cognitive difficulties associated with his sleep apnea as well as deficits in concentration and memory, and extreme fatigue.  Mark had previously received coverage under the family medical leave act (FMLA) and upon its termination attempted to return to work.  However, Mark’s return to work was unsuccessful as he remained unable to tolerate the high executive level functions required to meet the demands of his occupation.  Mark met with Mr. Riemer and a strategic plan was implemented geared toward transitioning Mark from short term disability benefits to long term disability benefits.

A stroke can cause serious physical, cognitive, visual, speech, emotional, and fatigue-related symptoms. Some people recover well with treatment and rehabilitation. Others are left with lasting limitations that make it difficult or impossible to return to work.

If you are filing a long term disability claim after a stroke, the insurance company will not approve benefits based on the diagnosis alone. The insurer will want evidence showing how the stroke affects your ability to perform your job duties on a reliable, full-time basis.

This is especially important if you work in a professional or executive role that requires sustained focus, communication, decision-making, leadership, accuracy, travel, or long hours. Even symptoms that may seem “mild” in daily life can become work-preclusive in a demanding occupation.

Below are key points to understand before filing a long term disability claim after a stroke.

See Also:

Neuropsychological Evaluation Tips from A Disability Attorney

Understanding Validity Measures in LTD Neuropsychological Evaluations

How Can a Neuropsychological Evaluation Help Prove a Long Term Disability Claim?