The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.
Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.
New articles are added regularly.
Riemer Hess LLC is proud to announce our recent collaboration with the U.S. Pain Foundation on a series of educational resources designed to help individuals living with chronic pain better understand the long term disability claims process.
Getting long-term disability benefits for a chronic pain condition can be extremely difficult. Insurers tend to heavily scrutinize these claims – often alleging there is no proof and the pain is simply “self-reported.” Winning long-term disability benefits for chronic pain will take careful planning, preparation, and documentation. Review these insider tips to get started on a winning path.
Diagnoses Diagnosis - Chronic Pain Diagnosis - Cоmрlеx Regional Pain Sуndrоmе
Complex Regional Pain Syndrome – formerly known as Reflex Sympathetic Dystrophy – is a chronic, debilitating disease of the sympathetic nervous system that typically affects more women than men. Those with CRPS suffer from chronic, intense pain throughout the body. Often, the condition results in long term disability.
Jobs Success Stories Investment Banker Banker Case Studies Diagnosis - Chronic Pain
“Jason” was a successful investment banker in New York City. His work required high-level judgment, long hours, sustained focus, client responsiveness, and the ability to perform in a demanding financial environment.
Diagnoses Diagnosis - Chronic Pain Diagnosis - Osteomyelitis
Osteomyelitis is a serious bone infection. For some people, it resolves with antibiotics and treatment. For others, it causes ongoing pain, weakness, mobility problems, repeated surgeries, fatigue, wound issues, or permanent damage to the affected bone or joint.
If osteomyelitis is affecting your ability to work, the insurance company will not approve a long term disability claim simply because you have the diagnosis. The insurer will want to understand what happened, what treatment you received, what limitations remain, and why those limitations prevent you from doing your job.
That is where many osteomyelitis claims become difficult. Medical records may show the infection, surgery, or antibiotics, but they may not clearly explain why you cannot sit through a full workday, walk safely, travel to meetings, use your hand, tolerate pain medication, or maintain reliable attendance.
Below are practical points to understand before filing a long term disability claim for osteomyelitis.
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Riemer Hess LLC is a national disability insurance law firm based in New York City. Our practice centers on long term disability and individual disability insurance claims for claimants and plaintiffs, including ERISA group LTD policies and private IDI policies. We also handle select long term care and life insurance matters where our insurance claim experience can help protect clients’ rights to benefits.
For over 30 years, we’ve represented professionals and executives nationwide in disability insurance claims, appeals, litigation, and benefit protection. We’ve litigated more ERISA disability cases in the Southern District of New York than any other plaintiff’s LTD firm, and our attorneys authored ERISA Disability Claims and Litigation, a legal textbook published by James Publishing.
We are Preferred Attorneys to the Brain Injury Association of America and have handled over 100 traumatic brain injury long term disability matters. We regularly represent clients with TBI, neurological disorders, complex spinal conditions, chronic pain, and other serious medical conditions affecting cognition, mobility, stamina, pain levels, and the ability to sustain work.
We also collaborate with disability and health advocacy organizations, including the U.S. Pain Foundation, to provide educational resources on chronic pain and disability insurance claims.
Clients trust us for our empathy, responsiveness, legal skill, and focused experience in LTD and IDI insurance claims.
Riemer Hess LLC
110 East 42nd Street
Suite 1418
New York, New York 10017
Prior results do not guarantee future outcomes. Nothing on this website constitutes legal advice.
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