Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Diagnosis - Myalgic Encephalomyelitis

Proving Fatigue for Long Term Disability Claims

Video Diagnoses Diagnosis - Fatigue Diagnosis - Myalgic Encephalomyelitis

Fatigue is one of the most common—and also one of the most difficult—symptoms to prove in a long term disability (“LTD”) claim. Whether it’s caused by Chronic Fatigue Syndrome, fibromyalgia, Long COVID, autoimmune disease, or another chronic condition, fatigue often lacks clear test results or visible signs. Because of that, insurance companies frequently question its severity or deny these claims altogether.

Below we’ll answer commons questions on building a strong LTD claim when fatigue is your primary disabling symptom.

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Is Chronic Fatigue Syndrome/Myalgic Encephalomyelitis A Disability?

Video Diagnoses Diagnosis - Myalgic Encephalomyelitis

Chronic Fatigue Syndrome (“CFS”), also known as Myalgic Encephalomyelitis (“ME”) or Systemic Exertion Intolerance Disease (“SEID”), is a debilitating, often misunderstood disease.  It is generally characterized by severe, overwhelming fatigue that does not improve with rest, and post-exertional malaise – or the inability to recover normally from even minimal physical or cognitive exertion. Individuals with CFS/ME also experience general weakness, cognitive problems, un-refreshing sleep, muscle or joint pain and flu-like symptoms. Unfortunately, there is no known treatment to cure this disease. 

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