The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.
Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.
New articles are added regularly.
Strategy Strategy - Apply for Benefits Strategy - Leave Work Protected Strategy - Claim Forms
The insurer’s administrative processes are not just a necessary step in your long term disability claim, but often set the stage for whether your claim will be successful in any subsequent litigation. They also present a valuable opportunity to bolster your chances of success, both during the administrative process and in litigation.
Strategy Strategy - Apply for Benefits Strategy - Evidence Strategy - Claim Forms
To obtain long term disability (LTD) benefits, you must persuade the insurer that you meet the standard of disability in your policy or plan. Typically, you must prove that you cannot perform the material duties of your regular occupation. The insurer will rely heavily on your application and supporting materials to make its decision. A thorough, timely application significantly increases your chances of success.
Riemer Hess LLC is a national disability insurance law firm based in New York City. Our practice centers on long term disability and individual disability insurance claims for claimants and plaintiffs, including ERISA group LTD policies and private IDI policies. We also handle select long term care and life insurance matters where our insurance claim experience can help protect clients’ rights to benefits.
For over 30 years, we’ve represented professionals and executives nationwide in disability insurance claims, appeals, litigation, and benefit protection. We’ve litigated more ERISA disability cases in the Southern District of New York than any other plaintiff’s LTD firm, and our attorneys authored ERISA Disability Claims and Litigation, a legal textbook published by James Publishing.
We are Preferred Attorneys to the Brain Injury Association of America and have handled over 100 traumatic brain injury long term disability matters. We regularly represent clients with TBI, neurological disorders, complex spinal conditions, chronic pain, and other serious medical conditions affecting cognition, mobility, stamina, pain levels, and the ability to sustain work.
We also collaborate with disability and health advocacy organizations, including the U.S. Pain Foundation, to provide educational resources on chronic pain and disability insurance claims.
Clients trust us for our empathy, responsiveness, legal skill, and focused experience in LTD and IDI insurance claims.
Riemer Hess LLC
110 East 42nd Street
Suite 1418
New York, New York 10017
Prior results do not guarantee future outcomes. Nothing on this website constitutes legal advice.
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