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Osteomyelitis is a serious bone infection. For some people, it resolves with antibiotics and treatment. For others, it causes ongoing pain, weakness, mobility problems, repeated surgeries, fatigue, wound issues, or permanent damage to the affected bone or joint.

If osteomyelitis is affecting your ability to work, the insurance company will not approve a long term disability claim simply because you have the diagnosis. The insurer will want to understand what happened, what treatment you received, what limitations remain, and why those limitations prevent you from doing your job.

That is where many osteomyelitis claims become difficult. Medical records may show the infection, surgery, or antibiotics, but they may not clearly explain why you cannot sit through a full workday, walk safely, travel to meetings, use your hand, tolerate pain medication, or maintain reliable attendance.

Below are practical points to understand before filing a long term disability claim for osteomyelitis.

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If you are finding it difficult to function in your job because of diabetes, now might be the time to consider a claim for long term disability benefits.  Our New York disability attorneys at Riemer & Associates can review your policy with you and help you assess your eligibility.  If the time is right, our disability lawyers can help you plan your exit from work and prepare your claim.

Diabetes can be a disabling disease.  However, you will not qualify for long term disability benefits on the strength of your diagnosis alone.  You will need to support your claim with convincing evidence that you are “disabled” as defined by your LTD policy. You may have to prove that you can no longer do your usual occupation or you may have to prove you cannot perform any occupation to which you are reasonably suited, a more demanding standard.  Since many individuals with diabetes are able to work until retirement, the challenge will be educating your insurer about how your case is different.

Kyphosis can cause long term disability.  Our New York Long Term Disability Lawyers can help if you are experiencing pain or difficulty at work because of your Kyphosis.  Learn more about kyphosis long term disability claims below.

As we age, every person develops some narrowing of their spinal canal. It is a gradual process and there is usually not serious complications associated with spinal stenosis disability.  A small percentage of the population will suffer more serious complications that can lead to a host of painful symptoms. 

If you are experiencing lower back pain that seems to diminish when you lean or bend forward, you may have spinal stenosis.  If your lower back pain is worse when sitting or standing for long periods or you are having leg numbness or weakness that affects your ability to work, you may need to a disability claim.

Our New York disability attorneys Riemer & Associates have years of experience representing clients suffering from spinal stenosis and many other lower back disabilities.