Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Diagnoses

Long Term Disability for Mental Illness: What You Need to Know

Diagnoses Diagnosis - Mental Illness

As the dialogue around mental health grows, so does the recognition of the profound impact that psychiatric conditions can have on your ability to work and function.  If your mental illness prevents you from performing your job duties, you may be eligible for long term disability insurance benefits.

However, it’s important to understand that mental illness disability claims are often more complex and difficult to navigate compared to claims with disabling physical conditions.

Here’s what you need to know before filing your long term disability claim for mental illness.

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Kidney Cancer and Long Term Disability: What You Need to Know

Diagnosis - Cancer Diagnoses

Can I qualify for long term disability due to kidney cancer?

Yes, kidney cancer can qualify you for long term disability. If you have kidney cancer and long term disability insurance coverage, you may be eligible for benefits, depending on the terms of your policy.  When filing a claim, your insurer typically considers the severity of your condition, its impact on your ability to perform your job duties, and whether you have sufficient supporting medical and vocational evidence.

Below we’ll discuss the ways kidney cancer causes disability and tips for filing a long term disability claim for kidney cancer.

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Can I Get Long Term Disability for Babesiosis?

Diagnoses

Babesiosis is a tick-borne illness caused by a parasite called Babesia that infects red blood cells, leading to anemia and other serious health complications.  Most cases of Babesiosis in the United States occur in the Northeast and Midwest, including New Jersey, New York, Connecticut, Massachusetts, Minnesota, and Wisconsin. 

Although some people infected with Babesia may be asymptomatic, others may experience a range of symptoms, including fever, fatigue, chills, sweating, and headaches.  In severe cases, Babesiosis can cause organ damage and even be fatal.  Babesiosis may also occur as co-infection with Lyme disease, leading to more severe and lasting symptoms.

If you are experiencing long-term symptoms due to Babesiosis, you may be eligible to seek long term disability benefits.  Below we’ll discuss common questions about filing a Babesiosis long term disability claim and how an attorney can help.

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Pancreatic Cancer and Long Term Disability: What You Need to Know

Diagnosis - Cancer Diagnoses

Does pancreatic cancer qualify as a long term disability?

Yes, you may qualify for long term disability insurance benefits because of pancreatic cancer.  Pancreatic cancer is a serious condition that may result in long term disability due to its symptoms and the potential impact of treatment side effects.

Despite the seriousness of pancreatic cancer, your insurance company will not automatically approve you for benefits on the basis of a diagnosis alone.  Your insurer will require you provide proof of the severity and frequency of your pancreatic symptoms and evidence of how these symptoms affect your ability to work before approving benefits.

Below we will discuss how pancreatic cancer causes disability, how to prove your pancreatic cancer is disabling, and how an experienced ERISA attorney can help you successfully file a claim for long term disability benefits.

 

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Lung Cancer and Long Term Disability: What You Need to Know

Diagnosis - Cancer Diagnoses

How can I get disability for lung cancer?

Many people with lung cancer understandably find themselves unable to work due to their symptoms and the side effects of cancer treatment.  If you’ve received a lung cancer diagnosis, you are likely facing an overwhelming amount of anxiety and concern for your future health and financial security.  Understanding how the long term disability insurance claim process works can help equip you to file a successful long term disability claim if needed.

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