Info Library

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The Info Library

Welcome!  The Info Library is an internet-based resource that addresses in one place your questions and concerns about disability benefits, disability insurers, your illness, your occupation, and filing a claim, appeal or litigation.  In other words, a "Wikipedia" for disability claims.  If you would like to automatically receive new posts, please subscribe below.



Category: Strategy - Maintain Benefits

Top 10 “Red Flags” That Endanger Long Term Disability Benefits

Strategy Strategy - Continuation of Benefits Strategy - Maintain Benefits

Do you know the red flags that can trigger termination of your long term disability benefits after approval?  You should.  Raising just one of these red flags may be all it takes to be left without critical income for you and your loved ones.  Learn the top 10 red flags insurance companies use to terminate approved claims below.

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Preparing for Your Interview with the Insurance Representative

Strategy Strategy - Maintain Benefits Interview with Insurance Company Strategy - Interview with Insurance Company

The insurance company representative assigned to your claim called you yesterday and left a message that they want to interview you.  You couldn't sleep last night worrying your long term disability claim is about to be terminated.   You are not sure if an interview is typical or not, but its sounds very threatening.


Don't worry, you should not necessarily be alarmed.  An insurance company interview is a fairly common part of the claims process.  Indeed, it happens with about 50% of the clients we represent.  While typical, you need to be prepared to explain you disability prior to the interview.

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Protecting Your Long Term Disability Benefits | 5 Do's and Don'ts

Strategy Strategy - Maintain Benefits

Here are 5 do's and don'ts that will help protect your long term disability benefits from being terminated by the insurance company.

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Excuses Insurers Will Use to Terminate Your Long Term Disability Benefits

Strategy Strategy - Maintain Benefits

At Riemer Hess, our New York disability attorneys assist claimants with the preparation of the insurer’s request for updated information on a daily basis from all of the major disability insurance companies.  The process may appear to be a simple matter of obtaining and submitting the requested information, but this process does not come without challenges.  Given our experience with the various insurers, we have developed proven strategies to overcome these obstacles.  Beware of the following Red flags.

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A Disability Attorney Can Protect Your Long Term Disability Benefits

Strategy Strategy - Maintain Benefits

Your long term disability benefits have been approved.  Now what?  Unfortunately, an approval of benefits by disability insurance companies does not guarantee continued benefit payments.  The insurer will periodically monitor your claim to ensure you continue to satisfy the definition of disability under the terms of the policy.  During this time period, the disability insurance company will request and review updated information regarding your claim.

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