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Back problems are one of the most frequent reasons that people seek to file a disability claim. For those with degenerative disc disease, you already know how debilitating the pain can be – oftentimes to the point of being unable to work.

If you find that you are unable to continue working due to degenerative disc disease, you may be considering filing for long term disability. However, a simple claim of back pain alone won’t be sufficient basis for a claim with your insurance company.

Below we’ll outline what is needed when filing for long term disability for degenerative disc disease.

Chronic pain and pain syndromes can make it impossible for suffers to work. However, insurers regularly discount pain complaints because pain is a subjective experience. You may be in excruciating pain, yet no instrument or test can measure it. The best way for you to get a long term disability insurer to take your complaints of pain seriously is to retain an experienced disability lawyers in new York to handle your claim or appeal. 

All occupations have cognitive demands. Even if you can still perform the physical requirements of your occupation, your may be disabled if you can no longer meet its cognitive demands. The cognitive demands of an occupation often are the most important for making a successful claim for benefits under a long-term disability insurance policy. This is particularly true for occupations with high cognitive demands, such as professional or executive level positions. If you feel you can no longer satisfy the demands of your profession because of cognitive loss, our New York disability law firm will help you put together a convincing application package or, if your claim has already been denied, work with you on appealing the denial.

In order to qualify for disability benefits for either a diminished ability to see or hear, your impairment must be significantly advanced.  You may find it in your best interests to hire our New York disability insurance attorneys if you are completing an initial application or appealing a denied claim. 

Arthritis is one of the most common conditions leading to long term disability. Many people with arthritis find their range of motion too limited and joint pain too unbearable to continue working. But before filing a long term disability insurance claim, you might have questions: What types of arthritis qualify for disability benefits? How do you document your symptoms for your insurance company? What do you need for them to approve your claim?