Info Library

Have questions? Find answers.

The Info Library

Welcome!  The Info Library is an internet-based resource that addresses in one place your questions and concerns about disability benefits, disability insurers, your illness, your occupation, and filing a claim, appeal or litigation.  In other words, a "Wikipedia" for disability claims.  If you would like to automatically receive new posts, please subscribe below.

 

 

Category: Illnesses

Can I Get Long Term Disability Benefits for Parkinson’s Disease?

Illnesses Parkinson's Disease

Yes, you can get long term disability benefits for Parkinson's disease.  Parkinson’s is a very serious progressive nervous system disorder. The symptoms can make continuing to work difficult, if not impossible. However, your Parkinson’s diagnosis alone won’t qualify you for long term disability benefits. Your claim must be supported by sufficient medical evidence and proof of appropriate treatment.

Below we’ll outline what Parkinson’s symptoms the insurance company will want evidence for, and steps you can take to improve your chances of approval for long term disability benefits.

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Stroke | Long Term Disability Claim Tips

Stroke Illnesses

A stroke may lead to short or long term physical and/or cognitive deficits requiring intense rehabilitative treatment.  Even with treatment, a stroke may cause enough damage and residual symptoms to cause a permanent disability.  If you are left disabled due to a stroke, there are several things you should know before you file your long term disability claim.

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Diabetes | Long Term Disability Claim Tips

Illnesses Diabetes

If you're finding it difficult to function in your job because of diabetes, now might be the time to consider a claim for long term disability benefits.  Our New York disability attorneys at Riemer & Associates can review your policy with you and help you assess your eligibility.  If the time is right, our disability lawyers can help you plan your exit from work and prepare your claim.

Diabetes can be a disabling disease.  However, you will not qualify for long term disability benefits on the strength of your diagnosis alone. You will need to support your claim with convincing evidence that you are “disabled” as defined by your LTD policy. You may have to prove that you can no longer do your usual occupation or you may have to prove you cannot perform any occupation to which you are reasonably suited, a more demanding standard. Since many individuals with diabetes are able to work until retirement, the challenge will be educating your insurer about how your case is different.

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Can I Get Long Term Disability Benefits for Ischemic Heart Disease?

Illnesses Heart Disease Ischemic Heart Disease Cardiovascular

If you have heart disease, you may be considering going out on disability. Heart disease may be robbing you of the energy you need to perform up to expectations. Perhaps you’ve already had a heart attack and are concerned that job stress will cause another.  Before making any changes in your employment, it’s a good idea to speak with one of the New York disability lawyers at Riemer & Associates.   Our seasoned disability attorneys can review your policies with you and provide you with an evaluation of your claim.  If you decide to file for benefits, we can help you plan your exit from work and prepare a strong claim.

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Can I Get Disability For Ehlers-Danlos Syndrome?

Illnesses Ehlers-Danlos Syndrome

If you have Ehlers-Danlos Syndrome, you may be considering filing for long term disability benefits. Before filing a claim, you may have questions: Do insurance companies believe EDS counts as a disability? What will they look for in order to approve an EDS disability claim? How can I improve my chances for benefit approval?

Below we’ll discuss tips and strategies when filing a long term disability claim for EDS.

Can I Get Disability For Ehlers-Danlos Syndrome (EDS)?

The answer is that Ehlers-Danlos Syndrome (EDS) can be a disabling condition, depending on how it presents.  EDS is a genetic disorder affecting connective tissues and causing an array of serious physical problems, ranging from joint pain to cardiovascular issues.  An EDS diagnosis does not automatically entitle you to benefits, however.  The severity of EDS differs greatly from person to person.  Some sufferers of EDS experience few medical complications while others are severely disabled.

EDS often presents as a comorbidity with other conditions such as Postural orthostatic tachycardia syndrome (also known as "POTS”), Chronic Fatigue Syndrome, and Mast Cell Activation Syndrome ("MCAS").

As with all conditions, your entitlement to long term disability insurance benefits depends on how your symptoms affect your ability to function in the workplace. Make sure to review your policy carefully to see how your insurance company defines disability.  Depending on the language in your policy, you will have to prove either that you cannot perform your current occupation or that you cannot perform any occupation to which you are reasonably suited by reason of your age, education, and experience.

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