Can I Get Long Term Disability Benefits for Ischemic Heart Disease?

Disability Wiki.

New York disability lawyers - Doctor Meeting With PatientIf you have heart disease, you may be considering going out on disability. Heart disease may be robbing you of the energy you need to perform up to expectations. Perhaps you’ve already had a heart attack and are concerned that job stress will cause another.  Before making any changes in your employment, it’s a good idea to speak with one of the New York disability lawyers at Riemer & Associates.   Our seasoned disability attorneys can review your policies with you and provide you with an evaluation of your claim.  If you decide to file for benefits, we can help you plan your exit from work and prepare a strong claim.

Is Heart Disease A Disability?

Yes, heart disease may cause disability if your symptoms interfere with your ability to work.  However, you must meet the qualifications set forth by your long term disability policy to receive benefits.

Common Disabling Symptoms of Ischemic Heart Disease

    • Chest pain that sometimes radiates down the arm or to the neck
    • Shortness of breath
    • Fatigue
    • Weakness
    • Edema (swelling of feet and hands)
    • Nausea
    • Heart palpitations
    • Dizziness
    • Sweating
    • Cognitive difficutlies and "brain fog"

Most often, these symptoms are brought on by exertion.  However, some people have them during ordinary physical activity and daily living.  In addition, people with heart disease may experience depression over the limitations caused by their symptoms and anxiety that any exertion or stress will bring on the symptoms and even a heart attack.

Proving Disability Due to Heart Disease

heart-condition.jpgIf your doctor has advised you against working, you may think your claim will automatically be approved.  You’ll need more than a simple note from your doctor to get the insurance company to award benefits.  You’ll have the best chance of success if you work with New York disability lawyers who know how to prepare a comprehensive packet of materials to support your claim.

Our lawyers often take a two-pronged approach in heart disease cases.  First, we focus on how your heart disease prevents you from performing the duties of your occupation.  Then, if applicable to your case, we present evidence that the stress of working risks exacerbating your condition or even causing a heart attack.

Our New York disability attorneys will compile your entire medical history, including a history of your illness, your doctors’ treatment notes, and the results of all medical tests you have undergone.  These records often are difficult to obtain, and are sometimes illegible.  Therefore, we may need to obtain new medical evidence, such as questionnaires and reports from your cardiologist or surgeon that specifically address your disability, as well as additional medical testing. 

We will also prepare vocational evidence for your claim.  This type of evidence includes your employment history, a job description from your employer, an analysis of your job requirements, your education and training, and other documents that explain your job duties and potential for performing other occupations. Our New York disability attorneys will make sure your occupation is fully described and that the insurance company is provided with a persuasive explanation of why you cannot perform its duties, even the duties that do not require physical exertion.

Our New York Disability Lawyers Can Evaluate Your Disability Claim

The best time to contact our New York disability lawyers is before you need to stop working.  But even if you have already started the claims process yourself, it’s not too late to get professional help. Call our disability attorneys from Riemer & Associates, LLC, Attorneys at Law, at 212-297-0700.


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