Ménière's Disease (also called endolymphatic hydrops) is a serious vestibular disorder that can significantly impact balance and hearing. Individuals with Ménière's Disease may experience episodic vertigo, balance issues, headaches, dizziness, tinnitus, and hearing loss. The symptoms can be exhausting and disorienting, often resulting in long term disability. Unfortunately, there is no known cure. Here’s what you need to know before filing your long term disability claim for Ménière's Disease.
Acoustic neuroma (also known as vestibular schwannoma) is a benign tumor found on the vestibular nerve, which leads to your brain from your inner ear. Since the vestibular nerve helps control your balance and hearing, the pressure caused by an acoustic neuroma can cause significant hearing loss, ringing (tinnitus), dizziness, and balance issues. Many who suffer from an acoustic neuroma find they can no longer work as a result of their symptoms.
Here’s what you need to know before filing your long term disability claim for an acoustic neuroma.
Yes, for many people, Lyme disease results in short and/or long term disability. Lyme disease is a tick-borne illness that ranges widely in presentation and severity. The infection can cause a diverse number of physical and cognitive (i.e., mental) symptoms, which can vary from mild to debilitating.
Lyme Disease can also occur as a co-infection with Babesiosis. If you suffer from this co-infection, you may experience more severe, chronic symptoms and a longer recovery period.
Whether your Lyme disease is disabling will depend on the nature, frequency, and severity of your symptoms – as well as how they interfere with your ability to work. In order to get approved for disability benefits, you must be prepared to prove to your long term disability insurance company that your Lyme disease symptoms are disabling.
Below we will address several points you should consider before filing your long term disability claim for Lyme disease.
Yes, you can receive long term disability benefits for a traumatic brain injury (“TBI”). A TBI is a serious and life-changing injury caused by a sudden blow to the head that damages the brain. Suffering a TBI can lead to physical and/or cognitive difficulties requiring intense rehabilitative care. Even with intensive treatment, a traumatic brain injury may cause residual symptoms severe enough to cause a permanent disability.
If you’ve suffered a TBI, you may find it impossible to continue working due to your condition. In that case, you may consider filing a long term disability insurance claim. It’s important to know beforehand what steps you should take to ensure your best chances of disability claim approval.
Here are the key tips you need to know before filing your traumatic brain injury long term disability insurance claim.
If you suffer from Crohn’s disease, you know how difficult it can be to manage. Your co-workers don’t understand why you need to be near a bathroom all the time. You are in constant pain. It’s impossible to focus when you are always so concerned and distracted. You don’t know how long you can possibly keep this up.
The answer to that is yes – many people with Crohn’s do qualify for long term disability benefits. However, your odds of benefit approval will depend on the severity of your condition and how you present your claim to your insurance company. The symptoms of Crohn's disease vary from case to case. Your insurance company won't automatically believe your Crohn's is a disability on diagnosis alone. You will need to show your insurance company how your condition affects your ability to work.
Below you will find what you need to know before filing your Crohn’s disease long term disability claim.
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