Info Library

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The Info Library

Welcome!  The Info Library is an internet-based resource that addresses in one place your questions and concerns about disability benefits, disability insurers, your illness, your occupation, and filing a claim, appeal or litigation.  In other words, a "Wikipedia" for disability claims.  If you would like to automatically receive new posts, please subscribe below.



Category: Jobs

HIV Ravages a Senior Chemist

Jobs Success Stories Chemist Case Studies

“David” was a senior chemist at a chemical company. David suffered from HIV and the side effects of his medications including diarrhea, fatigue and cognitive problems. Despite the support of his treating physician, the insurance company denied his claim on the ground that there was no “objective” proof that he was disabled from his “sedentary” occupation. The insurance company also asserted that David “only” had HIV and not AIDS.

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Chronic Fatigue Syndrome Debilitates a Mergers and Acquisitions Attorney

Jobs Success Stories Attorney Case Studies Lawyer

“Bill” was a successful mergers and acquisitions attorney with a major law firm. Bill suffered from debilitating fatigue and cognitive deficits as a result of chronic fatigue syndrome.

The insurance company denied his claim on the sole ground that Bill stated in his application form that he was “exercising lightly three or four times a week.” The insurer claimed that this was inconsistent with his claim of disability.

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Lyme Disease Impairs A Sales Trader

Jobs Success Stories Sales Trader Case Studies

“Todd” was a sales trader at a major investment bank. Todd suffered severe cognitive deficits as a result of Lyme Disease. Todd continued to work as long as he could despite the deficits, but was forced to go out on disability when he made several incorrect trades that cost his employer thousands of dollars. The insurance company denied Todd’s claim, asserting that he submitted insufficient objective evidence of disability.

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Arthritis Disables An Investment Banker

Jobs Success Stories Investment Banker Banker Case Studies

“Jason” was a successful investment banker in New York City suffering from Seronegative Arthritis, Spondyloarthritis, Psoriatic Arthritis, Chronic Low Back Pain, Irritable Bowel Syndrome, Anemia, Obstructive Sleep Apnea, Tachycardia and Adenoma.  These illnesses caused myalgias and pain throughout Jason’s body, along with tenderness/swelling, fatigue and stiffness of the lower back, shoulder, knees, hands and hips. 

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Chemotherapy Treatment Disables Training Consultant

Jobs Success Stories Consultant Case Studies Business Consultant

Jason was the Head Training Consultant for a number of high-end banks and insurance companies in New York City.  Jason was diagnosed with throat cancer and HIV.  The chemotherapy treatment, in addition to HIV, resulted in severe and debilitating fatigue, neuropathy of the hands and feet, stiffness in his hands and feet and dry mouth making it difficult to talk.

Jason was receiving LTD benefits under his group disability policy he purchased years before through his employer. Unfortunately, his insurer without warning discontinued his benefits, claiming that Jason was not totally disabled and that he could return to work.

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