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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Success Stories

Depression Incapacitates An Insurance Company Attorney

Jobs Success Stories Attorney Case Studies

 “Kate” was a successful attorney at an insurance company before she became incapacitated by major depression. She applied for and was granted disability benefits. After receiving benefits under her policy for over 10 years, she was informed by the insurance company that her disability was being re-evaluated. As part of the re-evaluation, the insurance company wanted to interview Kate in her home.

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Rheumatoid Arthritis Disables Television Producer

Success Stories Diagnosis - Rheumatoid Arthritis TV Producer Case Studies Producer

“Danielle” was a producer at a television station.  As a producer, Danielle was required to fly around the world at a moment’s notice and had to meet impossible deadlines. Unfortunately, she had been suffering from rheumatoid arthritis for many years.  Eventually, the pain and fatigue took its toll and Danielle could no longer handle the rigors of the job.

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Migraine Headaches Impair  Wall Street Trader

Jobs Success Stories Case Studies Trader

“Dan” was a very successful trader at a major brokerage firm. The job required long hours entertaining clients at night and was very stressful. Dan began to have daily migraine headaches, with both sensitivity to light and sound (photophobia and phonophobia). When he should have been at the trading desk, Dan was forced to escape to a private office and take long naps; he just could not keep up with the requirements of the job. Dan applied for benefits on his own, which were granted.

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Multiple Sclerosis Disables District Sales Manager

Diagnosis - Multiple Sclerosis (MS) Success Stories Sales Manager Case Studies District Sales Manager

“Alison” was the District Sales Manager for a major insurance company. Unfortunately, she had been struggling with Multiple Sclerosis for many years.  After working for almost 30 years for this company and achieving significant professional success, she was denied long term disability benefits under both a group policy and an individual policy issued by her employer.

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HIV Disables a Senior Chemist

Success Stories Diagnosis - HIV/AIDS Chemist Case Studies

“David” was a senior chemist at a chemical company. David suffered from HIV and the side effects of his medications including diarrhea, fatigue and cognitive problems. Despite the support of his treating physician, the insurance company denied his claim on the ground that there was no “objective” proof that he was disabled from his “sedentary” occupation. The insurance company also asserted that David “only” had HIV and not AIDS.

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